What is the median Net Revenue Retention for Public Fintech SaaS ($25K-$100K ACV) companies?

As of FY-2025, the median NRR for Public Fintech SaaS companies in the $25K-$100K ACV band is 105.5%, based on 3 verified disclosures.

What's the spread between top and bottom performers in this segment?

The 25th-75th percentile range is 109% to 116%. That gap of +6.5pp represents the difference between average and top-quartile performance.

How has NRR for Public Fintech SaaS changed year over year?

Median NRR for this segment moved from 133% to 113% year over year - a change of -19.5pp.

How is this NRR data sourced and verified?

Every disclosure is sourced from a public SEC filing or earnings press release, then verified by a human reviewer against the original source. See cust.co/methodology/ for the full verification policy.

cust.co / NRR Benchmark / Fintech SaaS · Public · $25K-$100K ACV

Fintech SaaS NRR Benchmark

Name: NRR Benchmark - Fintech SaaS · Public · $25K-$100K ACV
Creator: Cust
Published: 2026-06-19
License: https://cust.co/terms/

Median Net Revenue Retention for Public Fintech SaaS companies in the $25K-$100K ACV band.

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NRR over time

FY2019-Q4 → FY-2025

Each point is the median of verified disclosures for that fiscal quarter. Contributors disclosed in: FY2019-Q4 (AVLR) · FY2020-Q1 (AVLR) · FY2020-Q2 (AVLR) · FY2020-Q3 (AVLR) · FY2020-Q4 (AVLR) · FY2021-Q1 (AVLR) · FY2021-Q2 (AVLR) · FY2021-Q3 (AVLR) · FY-2021 (MORN) · FY2021-Q4 (AVLR) · FY2022-Q1 (AVLR) · FY2022-Q2 (AVLR) · FY-2023 (FLYW) · FY2024-Q3 (FLYW) · FY-2024 (FLYW) · FY2024-Q4 (FLYW) · FY-2025 (FLYW, MORN).

Median GRR (gross retention) in FY-2025: - - the gap to NRR (105.5%) shows how much expansion is lifting the retention number.

Distribution - where do companies fall?

Each bar = a 5-percentage-point band. Hover for the companies in that band.

Latest verified NRR per company. Run the calculator to see where you'd land on this distribution.

What this means

Fintech SaaS · Public stage - NRR captures how much your existing customers grow versus shrink, before any new logos. Top performers expand existing accounts faster than they lose them, compounding ARR even if new sales slow.

The expansion gap is real: the median company in this cell sits at 113% while the top 25% are at 116% - a 2.3pp spread between average and best-in-class. Compute your own NRR to see where you stack up.

Fintech SaaS NRR Benchmark

NRR over time

Distribution - where do companies fall?

Top performers in this cell

What this means

Related cells

How does your NRR compare?