cust.co / NRR Benchmark / Fintech SaaS

Fintech SaaS NRR Benchmark

Net Revenue Retention across 14 fintech saas companies in the cust.co dataset, aggregated across all funding stages and ACV bands.

Latest median NRR · FY-2026
110%
up +1pp QoQ · up +1.5pp YoY
14 companies
73 verified disclosures
P25–P75: 106% – 115%

NRR over time - vertical-wide

90%100%110%120%130% 100% 2019-Q42021-Q12022-Q12024-Q12025-Q1FY26 Median NRR (vertical) Shaded area: 25th–75th percentile range across contributing companies 2019-Q4 - 111% (AVLR) 2020-Q1 - 109% (AVLR) 2020-Q2 - 107% (AVLR) 2020-Q3 - 108% (AVLR) 2020-Q4 - 115% (AVLR) 2021-Q1 - 107% (AVLR) 2021-Q2 - 115% (QTWO, AVLR) 2021-Q3 - 112% (AVLR) FY-2021 - 127% (MORN) 2021-Q4 - 116% (AVLR) 2022-Q1 - 115% (AVLR) 2022-Q2 - 113% (AVLR) FY-2022 - 105% (QTWO, VRSK, GRAB) FY-2023 - 105% (QTWO, FLYW, VRSK, GRAB) 2023-Q4 - 107% (CWAN) 2024-Q1 - 106% (NCNO) 2024-Q2 - 109% (CWAN, CCCS) 2024-Q3 - 114% (CCCS, CWAN, FLYW) FY-2024 - 114% (QTWO, FLYW, DLO, RSKD, GLBE) 2024-Q4 - 109% (CWAN, QTWO, RSKD, NCR, CCCS, FLYW, DLO) 2025-Q1 - 106% (NCNO, CWAN, DLO, CCCS, RSKD) 2025-Q2 - 107% (QTWO, CWAN, CCCS) 2025-Q3 - 109% (QTWO, CWAN, DLO, CCCS) 2025-Q4 - 114% (NCNO, CWAN, QTWO, RSKD, DLO, GLBE, CCCS) 2026-Q1 - 110% (NCNO, CCCS, CWAN, DLO) FY-2025 - 109% (CWAN, NCNO, GLBE, QTWO, FLYW, CCCS, ALKT, MORN, RSKD, DLO) FY-2026 - 110% (NCNO) 127% peak 110% P25–P75 spread
2019-Q4 → FY-2026

Each point is the median across all fintech saas companies that disclosed in that period. Shaded area = 25th-75th percentile range.

Cells in this vertical

3 (stage × ACV band) cells with verified data. Click a row to drill into peer-cell distribution + top performers.

StageACV bandLatest medianHistorySample
Public $500K+ ACV 110% FY2024-Q4: 106%FY-2025: 111%FY2025-Q4: 106%FY2026-Q3: 116%FY2026-Q4: 112%FY-2026: 110% 2 co · 7 obs View →
Public $100K-$500K ACV 108% FY2021-Q2: 113%FY-2022: 108%FY-2023: 105%FY2023-Q4: 107%FY2024-Q2: 109%FY2024-Q3: 110%FY-2024: 114%FY2024-Q4: 107%FY2025-Q1: 104%FY2025-Q2: 107%FY2025-Q3: 109%FY-2025: 111%FY2025-Q4: 113%FY2026-Q1: 108% 8 co · 46 obs View →
Public $25K-$100K ACV 105.5% FY2019-Q4: 111%FY2020-Q1: 109%FY2020-Q2: 107%FY2020-Q3: 108%FY2020-Q4: 115%FY2021-Q1: 107%FY2021-Q2: 116%FY2021-Q3: 112%FY-2021: 127%FY2021-Q4: 116%FY2022-Q1: 115%FY2022-Q2: 113%FY-2023: 125%FY2024-Q3: 120%FY-2024: 114%FY2024-Q4: 114%FY-2025: 106% 3 co · 18 obs View →

Companies in this vertical

14 verified companies. Showing top 12 alphabetically.

See all 14 fintech saas companies →

How does your NRR compare to fintech saas peers?

Results in 30 seconds. We email a shareable percentile badge.