cust.co / Compare / nCino vs DLocal

nCino vs DLocal - NRR head-to-head

Side-by-side Net Revenue Retention comparison sourced from SEC filings and earnings releases. Both compete in Fintech SaaS. Both at Public stage.

nCino (NCNO)
112.0%
FY2026-Q4 · Fintech SaaS
vs
DLocal (DLO)
145.0%
FY2025-Q4 · Fintech SaaS
DLocal leads by +33.0pp on latest NRR (145.0% vs 112.0%).

NRR over time

100%114%127%141%155% FY2024-Q4FY-2025FY2025-Q4FY2026-Q3FY2026-Q4FY-2024FY2025-Q1FY2025-Q3 NRR nCino DLocal nCino — FY2024-Q4: 106% nCino — FY-2025: 106% nCino — FY2025-Q4: 106% nCino — FY2026-Q3: 116% nCino — FY2026-Q4: 112% DLocal — FY2024-Q4: 140% DLocal — FY2025-Q4: 145% DLocal — FY-2024: 140% DLocal — FY2025-Q1: 144% DLocal — FY2025-Q3: 149%

DLocal hit a higher all-time peak (149.0% in FY2025-Q3).

Stat-by-stat

Metric nCino DLocal
Latest NRR 112.0% 145.0%
All-time peak NRR 116.0% 149.0%
All-time low NRR 106.0% 140.0%
QoQ change -4.0pp -4.0pp
YoY change +6.0pp +5.0pp
3-year change - -
Disclosures tracked 5 5

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