cust.co / Compare / nCino vs Morningstar

nCino vs Morningstar - NRR head-to-head

Side-by-side Net Revenue Retention comparison sourced from SEC filings and earnings releases. Both compete in Fintech SaaS. Both at Public stage.

nCino (NCNO)
112.0%
FY2026-Q4 · Fintech SaaS
vs
Morningstar (MORN)
101.0%
FY-2025 · Fintech SaaS
nCino leads by +11.0pp on latest NRR (112.0% vs 101.0%).

NRR over time

97%106%114%122%131% FY2024-Q4FY-2025FY2025-Q4FY2026-Q3FY2026-Q4FY-2021 NRR nCino Morningstar nCino — FY2024-Q4: 106% nCino — FY-2025: 106% nCino — FY2025-Q4: 106% nCino — FY2026-Q3: 116% nCino — FY2026-Q4: 112% Morningstar — FY-2025: 101% Morningstar — FY-2021: 127%

Morningstar hit a higher all-time peak (127.0% in FY-2021).

Stat-by-stat

Metric nCino Morningstar
Latest NRR 112.0% 101.0%
All-time peak NRR 116.0% 127.0%
All-time low NRR 106.0% 101.0%
QoQ change -4.0pp -26.0pp
YoY change +6.0pp -
3-year change - -
Disclosures tracked 5 2

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