cust.co / Compare / nCino vs Clearwater Analytics

nCino vs Clearwater Analytics - NRR head-to-head

Side-by-side Net Revenue Retention comparison sourced from SEC filings and earnings releases. Both compete in Fintech SaaS. Both at Public stage.

nCino (NCNO)
112.0%
FY2026-Q4 · Fintech SaaS
vs
Clearwater Analytics (CWAN)
108.0%
FY-2025 · Fintech SaaS
nCino leads by +4.0pp on latest NRR (112.0% vs 108.0%).

NRR over time

95%101%107%113%119% FY2024-Q4FY2025-Q4FY2026-Q4FY2024-Q2FY2025-Q1FY2025-Q3 NRR nCino Clearwater Analytics nCino — FY2024-Q4: 106% nCino — FY-2025: 106% nCino — FY2025-Q4: 106% nCino — FY2026-Q3: 116% nCino — FY2026-Q4: 112% Clearwater Analytics — FY2024-Q4: 116% Clearwater Analytics — FY-2025: 108% Clearwater Analytics — FY2025-Q4: 114% Clearwater Analytics — FY2023-Q4: 107% Clearwater Analytics — FY2024-Q2: 110% Clearwater Analytics — FY2024-Q3: 114% Clearwater Analytics — FY2025-Q1: 98% Clearwater Analytics — FY2025-Q2: 98% Clearwater Analytics — FY2025-Q3: 108%

Stat-by-stat

Metric nCino Clearwater Analytics
Latest NRR 112.0% 108.0%
All-time peak NRR 116.0% 116.0%
All-time low NRR 106.0% 98.0%
QoQ change -4.0pp -6.0pp
YoY change +6.0pp +10.0pp
3-year change - -
Disclosures tracked 5 9

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