cust.co / Compare / nCino vs Riskified

nCino vs Riskified - NRR head-to-head

Side-by-side Net Revenue Retention comparison sourced from SEC filings and earnings releases. Both compete in Fintech SaaS. Both at Public stage.

nCino leads by +5pp on latest NRR (110% vs 105%).

NRR over time

93%99%106%113%119% FY2024-Q4FY-2025FY2025-Q4FY2026-Q3FY2026-Q4FY-2026FY-2024FY2025-Q1 NRR nCino Riskified nCino - FY2024-Q4: 106% nCino - FY-2025: 106% nCino - FY2025-Q4: 106% nCino - FY2026-Q3: 116% nCino - FY2026-Q4: 112% nCino - FY-2026: 110% Riskified - FY2024-Q4: 96% Riskified - FY-2025: 105% Riskified - FY2025-Q4: 105% Riskified - FY-2024: 96% Riskified - FY2025-Q1: 100%

nCino hit a higher all-time peak (116% in FY2026-Q3).

Stat-by-stat

Metric nCino Riskified
Latest NRR 110% 105%
All-time peak NRR 116% 105%
All-time low NRR 106% 96%
QoQ change -2pp +0pp
YoY change +4pp +9pp
3-year change - -
Disclosures tracked 6 5

Customer cohorts

MetricnCinoRiskified
Total customers 2,700 -
Over $100K ARR 620 -
Over $1M ARR 114 -
Top-10 concentration - -
Average ACV - -
US revenue mix 77.9% 54%

Commercial structure

MetricnCinoRiskified
Total RPO $1.3B -
Current RPO (12mo) $797M -
Multi-year contracts - 50%
Avg contract length - 24 mo
Subscription rev mix 88% -
New customers added 6 -

Post-sales motion

MetricnCinoRiskified
CS team size - -
Customers per CSM - -
Pricing model hybrid hybrid
Renewal cadence annual multi-year
CSM coverage model hybrid -
Top customer exec Sean Desmond -

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