cust.co / Compare / nCino vs Q2 Holdings

nCino vs Q2 Holdings - NRR head-to-head

Side-by-side Net Revenue Retention comparison sourced from SEC filings and earnings releases. Both compete in Fintech SaaS. Both at Public stage.

Q2 Holdings leads by +3pp on latest NRR (113% vs 110%).

NRR over time

105%108%111%114%117% FY2024-Q4FY2025-Q4FY2026-Q4FY2021-Q2FY-2023FY2025-Q2FY2025-Q3 NRR nCino Q2 Holdings nCino - FY2024-Q4: 106% nCino - FY-2025: 106% nCino - FY2025-Q4: 106% nCino - FY2026-Q3: 116% nCino - FY2026-Q4: 112% nCino - FY-2026: 110% Q2 Holdings - FY2024-Q4: 109% Q2 Holdings - FY-2025: 113% Q2 Holdings - FY2025-Q4: 113% Q2 Holdings - FY2021-Q2: 113% Q2 Holdings - FY-2022: 110% Q2 Holdings - FY-2023: 108% Q2 Holdings - FY-2024: 109% Q2 Holdings - FY2025-Q2: 109% Q2 Holdings - FY2025-Q3: 109%

nCino hit a higher all-time peak (116% in FY2026-Q3).

Stat-by-stat

Metric nCino Q2 Holdings
Latest NRR 110% 113%
All-time peak NRR 116% 113%
All-time low NRR 106% 108%
QoQ change -2pp +0pp
YoY change +4pp +4pp
3-year change - -
Disclosures tracked 6 9

Customer cohorts

MetricnCinoQ2 Holdings
Total customers 2,700 460
Over $100K ARR 620 -
Over $1M ARR 114 -
Top-10 concentration - -
Average ACV - -
US revenue mix 77.9% -

Commercial structure

MetricnCinoQ2 Holdings
Total RPO $1.3B $2.7B
Current RPO (12mo) $797M -
Multi-year contracts - -
Avg contract length - -
Subscription rev mix 88% 83.1%
New customers added 6 -

Post-sales motion

MetricnCinoQ2 Holdings
CS team size - -
Customers per CSM - -
Pricing model hybrid hybrid
Renewal cadence annual multi-year
CSM coverage model hybrid account-named
Top customer exec Sean Desmond Kirk Coleman

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