cust.co / Compare / nCino vs NCR Atleos

nCino vs NCR Atleos - NRR head-to-head

Side-by-side Net Revenue Retention comparison sourced from SEC filings and earnings releases. Both compete in Fintech SaaS. Both at Public stage.

nCino leads by +12pp on latest NRR (110% vs 98%).

NRR over time

95%101%107%113%119% FY2024-Q4FY-2025FY2025-Q4FY2026-Q3FY2026-Q4FY-2026 NRR nCino NCR Atleos nCino - FY2024-Q4: 106% nCino - FY-2025: 106% nCino - FY2025-Q4: 106% nCino - FY2026-Q3: 116% nCino - FY2026-Q4: 112% nCino - FY-2026: 110% NCR Atleos - FY2024-Q4: 98%

nCino hit a higher all-time peak (116% in FY2026-Q3).

Stat-by-stat

Metric nCino NCR Atleos
Latest NRR 110% 98%
All-time peak NRR 116% 98%
All-time low NRR 106% 98%
QoQ change -2pp -
YoY change +4pp -
3-year change - -
Disclosures tracked 6 1

Customer cohorts

MetricnCinoNCR Atleos
Total customers 2,700 400
Over $100K ARR 620 -
Over $1M ARR 114 -
Top-10 concentration - -
Average ACV - -
US revenue mix 77.9% -

Commercial structure

MetricnCinoNCR Atleos
Total RPO $1.3B $293M
Current RPO (12mo) $797M -
Multi-year contracts - -
Avg contract length - 60 mo
Subscription rev mix 88% 72%
New customers added 6 170

Post-sales motion

MetricnCinoNCR Atleos
CS team size - 8,000
Customers per CSM - -
Pricing model hybrid hybrid
Renewal cadence annual multi-year
CSM coverage model account-named account-named
Top customer exec Sean Desmond -

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