cust.co / Compare / nCino vs Alkami

nCino vs Alkami - NRR head-to-head

Side-by-side Net Revenue Retention comparison sourced from SEC filings and earnings releases. Both compete in Fintech SaaS. Both at Public stage.

Alkami leads by +5pp on latest NRR (115% vs 110%).

NRR over time

105%108%111%114%117% FY2024-Q4FY-2025FY2025-Q4FY2026-Q3FY2026-Q4FY-2026 NRR nCino Alkami nCino - FY2024-Q4: 106% nCino - FY-2025: 106% nCino - FY2025-Q4: 106% nCino - FY2026-Q3: 116% nCino - FY2026-Q4: 112% nCino - FY-2026: 110% Alkami - FY-2025: 115%

nCino hit a higher all-time peak (116% in FY2026-Q3).

Stat-by-stat

Metric nCino Alkami
Latest NRR 110% 115%
All-time peak NRR 116% 115%
All-time low NRR 106% 115%
QoQ change -2pp -
YoY change +4pp -
3-year change - -
Disclosures tracked 6 1

Customer cohorts

MetricnCinoAlkami
Total customers 2,700 1,000
Over $100K ARR 620 -
Over $1M ARR 114 -
Top-10 concentration - -
Average ACV - -
US revenue mix 77.9% 100%

Commercial structure

MetricnCinoAlkami
Total RPO $1.3B $1.7B
Current RPO (12mo) $797M $853M
Multi-year contracts - -
Avg contract length - 70 mo
Subscription rev mix 88% 95.8%
New customers added 6 6

Post-sales motion

MetricnCinoAlkami
CS team size - 40
Customers per CSM - -
Pricing model hybrid subscription
Renewal cadence annual multi-year
CSM coverage model hybrid account-named
Top customer exec Sean Desmond -

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