cust.co / Compare / nCino vs Flywire

nCino vs Flywire - NRR head-to-head

Side-by-side Net Revenue Retention comparison sourced from SEC filings and earnings releases. Both compete in Fintech SaaS. Both at Public stage.

nCino and Flywire are essentially tied at 110% NRR.

NRR over time

103%109%116%122%128% FY2024-Q4FY2025-Q4FY2026-Q4FY-2023FY-2024 NRR nCino Flywire nCino - FY2024-Q4: 106% nCino - FY-2025: 106% nCino - FY2025-Q4: 106% nCino - FY2026-Q3: 116% nCino - FY2026-Q4: 112% nCino - FY-2026: 110% Flywire - FY2024-Q4: 114% Flywire - FY-2025: 110% Flywire - FY-2023: 125% Flywire - FY2024-Q3: 120% Flywire - FY-2024: 114%

Flywire hit a higher all-time peak (125% in FY-2023).

Stat-by-stat

Metric nCino Flywire
Latest NRR 110% 110%
All-time peak NRR 116% 125%
All-time low NRR 106% 110%
QoQ change -2pp -4pp
YoY change +4pp -15pp
3-year change - -
Disclosures tracked 6 5

Customer cohorts

MetricnCinoFlywire
Total customers 2,700 5,000
Over $100K ARR 620 15
Over $1M ARR 114 -
Top-10 concentration - -
Average ACV - -
US revenue mix 77.9% 30%

Commercial structure

MetricnCinoFlywire
Total RPO $1.3B -
Current RPO (12mo) $797M -
Multi-year contracts - -
Avg contract length - -
Subscription rev mix 88% -
New customers added 6 200

Post-sales motion

MetricnCinoFlywire
CS team size - -
Customers per CSM - -
Pricing model hybrid hybrid
Renewal cadence annual annual
CSM coverage model hybrid -
Top customer exec Sean Desmond -

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