cust.co / Compare / Bill.com vs Expensify

Bill.com vs Expensify - NRR head-to-head

Side-by-side Net Revenue Retention comparison sourced from SEC filings and earnings releases. Both compete in Finance Tech. Both at Public stage.

Bill.com leads by +6pp on latest NRR (94% vs 88%).

NRR over time

87%89%91%93%95% FY-2024FY2025-Q4FY-2025 NRR Bill.com Expensify Bill.com - FY-2024: 92% Bill.com - FY2025-Q4: 94% Bill.com - FY-2025: 94% Expensify - FY-2025: 88%

Bill.com hit a higher all-time peak (94% in FY2025-Q4).

Stat-by-stat

Metric Bill.com Expensify
Latest NRR 94% 88%
All-time peak NRR 94% 88%
All-time low NRR 92% 88%
QoQ change +0pp -
YoY change - -
3-year change - -
Disclosures tracked 3 1

Customer cohorts

MetricBill.comExpensify
Total customers 500,000 41,500
Over $100K ARR - -
Over $1M ARR - -
Top-10 concentration - 0%
Average ACV - -
US revenue mix 97% 91%

Commercial structure

MetricBill.comExpensify
Total RPO $73M -
Current RPO (12mo) $34M -
Multi-year contracts - -
Avg contract length - -
Subscription rev mix 20% 91%
New customers added 4,100 -

Post-sales motion

MetricBill.comExpensify
CS team size - -
Customers per CSM - -
Pricing model hybrid subscription
Renewal cadence annual monthly
CSM coverage model account-named hybrid
Top customer exec Beth Johnson Cole Eason

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